A Message From The Chairman

Each of us is the sum total of our experiences, values and culture. As a result, each individual and organization has a unique combination of qualifications, knowledge, judgment, expertise, resources and perspective.

My educational background and diverse business experience provide the multi-faceted perspective that enhances my ability to help make a difference for our clients and serves as the underlying foundation of THE GARLIKOV COMPANIES. We augment our expertise by hiring associates with broad based corporate and financial experience and shared values.

Since our inception 38 years ago, THE GARLIKOV COMPANIES have maintained a "client first, partnership approach" which is the underlying principle of our organizations. We recommend solutions and concepts in which we have personally invested and have results that satisfy our high standards. We take great pride in our client retention rate and the noteworthy clients whom we are proud to represent - in some cases for four generations. Helping them with their success is responsible for our success!

Like many of you, we believe in the importance of improving our society and supporting our community. It is our goal "to help people help themselves" and to "become a hero" by maximizing their charitable giving capabilities. We, at THE GARLIKOV COMPANIES, are grateful to those who allow us to partner with them. Please let us know how we might be of benefit to you or your organization.

Best regards,

GARLIKOV & ASSOCIATES, INC. and their agents are presently licensed to sell traditional life insurance in AZ, CA, CO, DE, FL, GA, ID, IL, IN, KY, LA, MA, MI, MN, MO, NC, NJ, NY, OH, OR, PA, TN, VA, WI and WV. Insurance services are limited to residents of the above listed states. *Licenses to other states can be acquired with advance notice

Variable life and annuity products, and/or other securities products, may be sold in AZ, CA, CO, FL, GA, ID, IL, IN, KS, , MA, MI, MN, MO, NC, NJ, NY, OH, , PA, SC, , VA, WA, WI and WV. Securities services are limited to residents of the above listed states. *Licenses to other states can be acquired with advance notice

Proper state registration is mandatory prior to conducting business in any state.

Securities offered through M Holdings Securities, Inc., a registered broker dealer, member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck.
Investment Advisory Services offered through GARLIKOV ADVISORS, INC.

GARLIKOV & ASSOCIATES, INC. is owned and operated independently from M Holdings Securities, Inc. GARLIKOV & ASSOCIATES, INC. is a member of M Financial Group. Please go to mfin.com and click on "Disclosure Statement" at the bottom of the home page for further details regarding this relationship.